Ret
Retirement Savings
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 3
Pending: 129
Unrated: 2
Prediction
Author
Predicted at
Status
Video
The speaker inquires about retirement savings, indicating an awareness of its importance and a desire to plan for it, even amidst her current financial struggles.
"Okay. Wait, really quick. Retirement. So, at my matches No. Okay. And then you can't afford to pay b..."
Dec 19, 2025
Correct
The speaker's financial score is rated very low across retirement savings, real estate, and overall financial health.
"You're about a two out of 10 for your age. Real estate zero out of 10. Hammer financial score 1.5 ou..."
Dec 17, 2025
Pending
One individual plans to transfer $7,000 from a 401k to a Roth IRA.
"And I'm transferring that into a Roth IRA."
Dec 15, 2025
Correct
Investing $100 per month from age 21 to 65 with a 10% average annual return will result in retiring as a millionaire.
"Did you know if if you're 21 and you start investing $100 a month and you never change that and you ..."
Dec 13, 2025
Pending
The guest's retirement savings are estimated to be around $6,000.
"7,000. 8,000. Five. Six. Yeah, it was 6,000."
Dec 5, 2025
Pending
The speaker predicts current retirement savings are around $6,000.
"retirement. 7,000. 8,000. Five. Six. Yeah, it was 6,000."
Dec 5, 2025
Pending
The speaker predicts current retirement savings are around $6,000.
"retirement. 7,000. 8,000. Five. Six. Yeah, it was 6,000."
Dec 5, 2025
Unrated
The speaker predicts current retirement savings are around $6,000, which is considered dramatically behind.
"retirement. 7,000. 8,000. Five. Six. Yeah, it was 6,000."
Dec 5, 2025
Unrated
The guest is considering continuing contributions to their Roth IRA despite high-interest debt, questioning if the potential long-term gains outweigh the immediate debt repayment.
"The payoff is so huge on my Roth and I have the margin. Should I keep contributing to my Roth at lea..."
Nov 19, 2025
Pending
The guest is advised to prioritize paying off high-interest debt before focusing heavily on retirement investments, while still taking employer matches for their 401k.
"Yeah, true. So, I focus on this. Yeah. Yeah. Yeah. Take your matches match. Okay."
Nov 19, 2025
Correct
The guest has $8,179 saved for retirement.
"Retirement surprising at $8,179."
Nov 5, 2025
Incorrect
An individual starting with $100 per month at age 21, with an average 10% annual return, is projected to retire as a millionaire.
"If you are 21 years old today, and you start by investing just $100 a month... You will retire a mil..."
Nov 2, 2025
Pending
In 2025, over half of the American population is projected to make no contributions to their investments.
"more than half of America is going to contribute zero dollars to their investments in 2025."
Oct 14, 2025
Pending
A strategy involving monthly investments of ₹2000, allocated across Nifty 50, mid/flexi cap, and small cap mutual funds with a 10% annual increase and a projected 15% average annual return, will lead to substantial retirement savings.
"If you can invest just ₹2000 in a month this is how you get to this number ₹400 means 20% Nifty 50 m..."
Oct 7, 2025
Pending
Allocating 25% of income towards retirement will allow for sufficient time in the market and necessary percentages for a dignified retirement.
"And then 25% to retirement that will give you the time in the market in the percentage necessary to ..."
Oct 3, 2025
Pending
For many individuals, a 401k contribution of only 3% of income, combined with social security, will not be sufficient for retirement, necessitating personal investment outside of the 401k.
"The reality is for many people, your 401k is not going to be enough for you to retire. investing 3% ..."
Sep 29, 2025
Pending
The household's retirement savings are significantly behind, with a combined total of $35,000. This is considered inadequate given their current financial situation and future needs, indicating a pressing need to prioritize retirement contributions.
"The household is described as 'dramatically behind' on retirement savings, with a total of $35,000 a..."
Sep 22, 2025
Pending
The combined retirement savings of $31,000 are significantly insufficient for the household's age and financial situation.
"We have a total of $31,000 in retirement savings, which is dramatically behind for our age."
Sep 22, 2025
Incorrect
A prediction that the household is significantly behind on retirement savings, with a total of $31,000 across two retirement accounts, which is considered inadequate for their age and financial situation.
"We are dramatically behind as a household in retirement. What is this additional Oh, thrift savings...."
Sep 22, 2025
Pending
Based on their current income, the couple's combined retirement savings are predicted to be about 20% lower than the target of $500,000.
"You guys should approximately be at retirement total combined about $500,000. So, you guys are certa..."
Sep 15, 2025
Pending
The speaker emphasizes that delaying retirement savings is detrimental due to the loss of compound growth, stating that deciding to start later is not a viable strategy.
"If I want to build it up at some point and get to it, the if you just say, 'Oh, once I get to it, on..."
Sep 10, 2025
Correct
For individuals in their mid-30s with the discussed income levels, a retirement savings target of $150,175 is considered ideal, with the current average of $17,578 being significantly below that.
"your guys's retirement is $17,578. That would be about a 1 out of 10 for retirement score. Dramatica..."
Sep 5, 2025
Pending
This predicts a severely diminished retirement fund, consisting only of employer contributions, with a very low score of 2 out of 10, indicating a dire future outlook for retirement.
"My retirement. It's with the borrowing against it and all this. It's really bad. It's it's But now i..."
Aug 20, 2025
Pending
Achieving a 50% savings rate annually can lead to retirement in 17 years.
"if you can do that every single year, you can buy your freedom and retire in just 17 short years"
Aug 17, 2025
Pending
Achieving a 50% savings rate annually will allow for retirement in 17 years.
"optimistically, try to aim for a 50% savings rate. Because if you can do that every single year, you..."
Aug 17, 2025
Pending
A withdrawal of $7,189.18 from retirement funds could have potentially grown to $212,043 by retirement age if invested in the S&P 500.
"Listen, 34 years until you're able to pull from these retirements penalty-free. That $7,189.18 would..."
Aug 15, 2025
Pending
The speaker predicts that the trend of companies dropping degree requirements will continue to grow, favoring skills-based hiring over traditional college degrees.
"So, as many of you know, I've been a big supporter of course careers for a long time. I'm not just a..."
Aug 11, 2025
Pending
Choosing vacations over retirement savings will lead to reliance on taxpayer-funded support in old age, implying a societal burden from individual financial choices.
"You're going to be like, "Why are other people paying taxes so I can retire?" because you chose to g..."
Jul 25, 2025
Pending
Consistent saving and avoiding excessive spending, combined with the power of compound interest, can enable a comfortable retirement.
"You can if you saved and didn't spoil yourself constantly. 100% you could. Compound interest is on y..."
Jul 25, 2025
Pending
The speaker indicates that the individual's current retirement savings of $17,362 are dramatically behind, with a target of $32,000 for their age, and that they have very little additional savings.
"For your age, we'd want you at minimum to be at about see 32,000. So, we're still dramatically behin..."
Jul 21, 2025
Pending
The individual contributes 1% of their paycheck to retirement, which is considered better than nothing.
"I invest 1% of my paycheck into my retirement. That's better than nothing. That's better than nothin..."
Jul 11, 2025
Pending
By age 30, an individual should have at least one times their annual income saved for retirement.
"We'd want you to be around probably 112,000 right now. Yeah. Cuz by 30, you should be a minimum one ..."
Jul 9, 2025
Pending
The couple is significantly behind on retirement savings for their age, with their current savings of $40,000 being less than half of the recommended $100,000.
"You're certainly not where you should be for your age. Where should you guys be for your age? About ..."
Jul 7, 2025
Pending
The couple's retirement savings are significantly behind for their age, with the host estimating they should be around $100,000 combined. Their current savings of $40,000 are insufficient to maintain their lifestyle in retirement.
"Combined, I think we're around 40,000, give or take. Listen, it's the little it's the little choices..."
Jul 7, 2025
Pending
At age 37 with $29,000 in retirement savings, the individual is significantly behind schedule, with an expected benchmark of $80,000 in three years.
"We are in RBC Wealth Management. Not sure. uh $29,000. Okay. Where should you be right now? In three..."
Jun 18, 2025
Pending
The speaker estimates the individual should have approximately $80,000 in retirement savings in three years, indicating they are significantly behind their target.
"Where should you be right now? In three years, you should be at approximately $80,000. So, you're dr..."
Jun 18, 2025
Pending
The speaker inquires about retirement savings, and the individual estimates it to be around $20,000.
"Retirement. What was it? 50. I think it's 20 20,000."
May 21, 2025
Pending
The amount in retirement savings is questioned in relation to having a 401k.
"Retirement 8,000. But you have a 401k?"
May 16, 2025
Pending
An individual has contributed fully to their Roth IRA for the past 5 years, accumulating approximately $90,000.
"I have contributed in full for the last 5 years. How much is in there? Probably like almost 90,000."
May 14, 2025
Pending
The retirement pension has been active for almost two years, rating it a 2 out of 10. There are currently no real estate investments, resulting in a 0 out of 10 rating for that category.
"Retirement pension hasn't been going for very long, has it? Uh, two years. It'll be two full years. ..."
May 12, 2025
Pending
To retire comfortably and live off $40,000 per year, one would need $1 million saved, assuming a 4% withdrawal rate.
"Well, in order for you to retire, you want this number to be 4% of your total nest egg. So, if you w..."
May 1, 2025
Pending
Starting a ₹2000 monthly SIP at age 25, with a 10% annual increase, is projected to result in ₹5.7 crore by age 60.
"If you increase this SIP of ₹2000 by 10% every year and start it at the age of 25, then at the age o..."
Apr 27, 2025
Pending
The speaker predicts the individual will have 1.5 crore rupees for retirement by age 35.
"by the age of 35, you will probably have a cr 1 and a half crores for your own retirement."
Apr 17, 2025
Pending
Predicted that one will retire with more than $430,000 in their account if they let $8,000 compound without further investment.
"And you let this $8,000 sit there and compound. If you do that, you're going to retire with more tha..."
Apr 14, 2025
Incorrect
Saving 8 times your annual salary ($640,000 for an $80,000 salary) by age 60 will set you up for success in retirement throughout your 60s and beyond.
"Milestone number three in your 50s is to make sure you have 8X your salary saved for retirement that..."
Mar 7, 2025
Pending
A person starting with zero net worth and consistently saving 15% of their income will retire comfortably in 43 years.
"Starting with a net worth of zero if you save 15% of your income you will retire in 43 years and tha..."
Mar 7, 2025
Pending
If a person saves $186,000 by age 40, they are projected to reach $2.1 million in retirement savings by age 67.
"by doing so [having $186,000 saved by age 40] and then using a retirement calculator from nerd walle..."
Mar 7, 2025
Pending
Maxing out Roth IRA contributions every year in your 40s (implying a 10% annual return from the prior statement) will lead to $756,200 by age 65.
"but if you were to Max it out every year you would actually retire with double that so $756,200"
Mar 7, 2025
Pending
Contributing $3,500 per year to a Roth IRA throughout your 40s, assuming a 10% annual return, will result in accumulating $378,000 by age 65.
"if you only contribute half of the annual limit which is $3,500 per year in your 40s and you assume ..."
Mar 7, 2025
Pending
Investing savings for 15 years can yield 6 crores, and for 25 years, 24 crores for comfortable retirement.
"If you invest this for 15 years, you will have 6 crores and if you do it for 25 years, you can retir..."
Feb 13, 2025
Pending